Tabung Haji is relatively a stable investment and provides moderate return. This is an alternative way to invest your money, not necessarily for Hajj purposes only. There are few ways to top up your investment: 1. Thru the counter. 2. Cut straight away from your monthly salary. 3. Using CDM service at Bank Rakyat or Bank Islam. Some advantages: 1. Can deposit/withdraw from ATM at Bank Rakyat and Bank Islam outlet, with RM0.50 fee, provided that you have the ATM card. 2. Moderate return, better than normal savings or fixed deposit. 3. Dividend given is clean, 'zakat' is paid on your behalf. Rate of return is between 4 and 8 percent p.a.
Sharing of a life of a typical Malaysia citizen and some experiences for others to analyze and learn