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ASB Loan - Maybank

The bank officer told me that I actually served a loan of BFR-1.0% financing rate, which is higher. As the result, I terminated my 200k ASB loan that I served since 2009.

The benefits thus far:
1. ASB Dividend since 2009 - amounting to 70k.
2. Cash from certificate liquidity - about 30k.

In comparison to direct monthly deduction, I've earned an extra 20k!

With the new financing rate for my new ASB loan (BFR-1.65%), the earning shall increase, subject to steady ASB performance for years to come.

Alhamdulillah.
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